tetontrouthunter
New member
Do any of you guys have any insight on pet insurance? I have a 2.5 year old springer spaniel that is in great shape, but going into his 3rd year hunting have been thinking about it.
Out of curiosity I went on line and checked out the pet insurance with 2 different companies that were rated the highest by consumeradvocates.org. Here's what I found it would cost on my 5 year old Brittany.
Company: Healthy Paws
Max Per Year: Unlimited
Deductible: $250
Co-Insurance: 80%
Premium: $43.88 per month
Company: Pet Plan
Max Per Year: $10,000
Deductible: $200
Co-Insurance: 80%
Premium: $34.19 per month
With a $410-526 annual premium plus a $200-250 deductible you would be paying $610-776 before the insurance would pay dollar one! And then you would still have to pay 20% of the balance.
Unless you really anticipate something major happening to your dog, or have deep pockets, I just don't see it being cost effective.
Not having the insurance on my 5 year old Brittany has saved my $2,050-2,620.